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Giving back to our communities and to others is very important. INDEPENDENT INVESTMENT GROUP was proud to be a sponsor of the Inaugural Janet Wendling Memorial Pancreatic Cancer Research Walk in Allentown, Pennsylvania on September 27, 2009. The walk raised over $93,000 for critically needed research for pancreatic cancer! For more information on how you can help fight this disease, please go to the LUSTGARTEN FOUNDATION.

No representation or warranty, expressed or implied, is made as to the accuracy or completeness of the information contained in this document, and nothing contained herein is, or shall be relied upon as, a promise or representation. This document does not purport to contain all the information that may be required to evaluate the proposed transactions, and you should obtain a copy of the final products' particulars and any other relevant information before making an investment. Past performance of a fund or a program is no guarantee as to its performance in the future.